:root {
  --navy: #032449;
  --navy-2: #0b3566;
  --yellow: #feb216;
  --ink: #1d2a3a;
  --muted: #56657a;
  --line: #d9dfe8;
  --bg: #f6f8fb;
  --err: #b42318;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Poppins", system-ui, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
}
.band { height: 8px; background: linear-gradient(90deg, var(--navy) 0 70%, var(--yellow) 70% 100%); }
main { max-width: 1040px; margin: 0 auto; padding: 0 20px; }

.hero { text-align: center; padding: 64px 0 56px; }
.logo { width: min(560px, 100%); height: auto; display: block; margin: 0 auto 36px; }
.badge {
  display: inline-block; margin: 0 0 18px; padding: 6px 16px; border-radius: 999px;
  background: #fff4dc; color: #7a5300; font-weight: 600; font-size: 0.85rem; letter-spacing: 0.04em; text-transform: uppercase;
}
h1 { font-size: clamp(1.8rem, 4vw, 2.75rem); line-height: 1.2; color: var(--navy); margin: 0 auto 18px; max-width: 760px; font-weight: 700; }
h1 span { color: var(--navy); }
.lead { font-size: 1.1rem; color: var(--muted); max-width: 680px; margin: 0 auto 30px; }

.btn {
  display: inline-block; background: var(--navy); color: #fff; border: 0; border-radius: 10px;
  padding: 14px 28px; font: 600 1rem "Poppins", sans-serif; text-decoration: none; cursor: pointer;
  transition: background 0.15s, transform 0.15s;
}
.btn:hover { background: var(--navy-2); transform: translateY(-1px); }
.btn:focus-visible { outline: 3px solid var(--yellow); outline-offset: 3px; }
.btn:disabled { opacity: 0.7; cursor: progress; transform: none; }

.contact { display: grid; grid-template-columns: 1fr 1.6fr; gap: 40px; padding: 24px 0 72px; align-items: start; }
.intro h2 { color: var(--navy); font-size: 1.9rem; margin: 8px 0 12px; }
.intro p { color: var(--muted); margin: 0; }
.addr { font-style: normal; margin-top: 24px; padding: 18px 20px; border-left: 4px solid var(--yellow); background: #fff; border-radius: 0 12px 12px 0; color: var(--ink); line-height: 1.7; }
.addr strong { color: var(--navy); }
.card { background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 28px; box-shadow: 0 10px 30px rgba(3, 36, 73, 0.06); }

.grid { display: grid; grid-template-columns: 1fr 1fr; gap: 4px 18px; }
.field { grid-column: 1 / -1; display: flex; flex-direction: column; }
.field.half { grid-column: span 1; }
.lbl { font-weight: 500; font-size: 0.95rem; margin-bottom: 6px; color: var(--navy); }
.req { color: #c27b00; }
input, select, textarea {
  font: 400 1rem "Poppins", sans-serif; color: var(--ink); background: #fff;
  border: 1.5px solid var(--line); border-radius: 10px; padding: 11px 14px; width: 100%;
}
textarea { resize: vertical; min-height: 120px; }
input:focus, select:focus, textarea:focus { outline: none; border-color: var(--navy); box-shadow: 0 0 0 3px rgba(254, 178, 22, 0.45); }
[aria-invalid="true"] { border-color: var(--err); }
.err { color: var(--err); font-size: 0.85rem; min-height: 1.3em; margin: 4px 0 6px; }
.form-err:empty { display: none; }
.help, .note { color: var(--muted); font-size: 0.85rem; margin: 4px 0 0; }
.choices { display: flex; flex-direction: column; gap: 6px; }
.choice { display: flex; gap: 10px; align-items: center; }
.choice input { width: auto; }
form .btn { margin-top: 10px; width: 100%; }
.thanks { text-align: center; padding: 24px 8px; outline: none; }
.thanks h3 { color: var(--navy); font-size: 1.4rem; margin: 0 0 8px; }
.thanks p { color: var(--muted); margin: 0 0 6px; }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); }

.skeleton { display: grid; gap: 14px; }
.skeleton span { height: 44px; border-radius: 10px; background: linear-gradient(90deg, #eef1f5, #f7f9fb, #eef1f5); background-size: 200% 100%; animation: sh 1.2s infinite; }
.skeleton .tall { height: 120px; }
@keyframes sh { to { background-position: -200% 0; } }

.offer { padding: 8px 0 48px; }
.offer h2 { color: var(--navy); font-size: 1.9rem; text-align: center; margin: 0 0 24px; }
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.tile { background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 24px; border-top: 5px solid var(--navy); }
.tile .dot { display: block; width: 14px; height: 26px; background: var(--yellow); transform: skewY(-18deg); border-radius: 2px; margin-bottom: 14px; }
.tile h3 { color: var(--navy); font-size: 1.1rem; margin: 0 0 8px; line-height: 1.35; }
.tile p { color: var(--muted); margin: 0; font-size: 0.95rem; }
@media (max-width: 780px) { .cards { grid-template-columns: 1fr; } }

footer { border-top: 1px solid var(--line); text-align: center; color: var(--muted); font-size: 0.9rem; padding: 22px 16px; }
footer p { margin: 0; }

@media (max-width: 780px) {
  .hero { padding: 40px 0 36px; }
  .contact { grid-template-columns: 1fr; gap: 20px; }
  .grid { grid-template-columns: 1fr; }
  .field.half { grid-column: 1 / -1; }
  .card { padding: 20px; }
}